EMI Means

EMI stands for equated monthly installment. It relates to payments made regularly to repay an outstanding loan within a certain time frame. As the name implies, these installments are always of the same amount.

EMI Per Month Means

EMI, which stands for equated monthly installment, is the monthly amount payments we make towards a loan we opted for. “EMI payments include contributions towards both principal and interest on the loan amount.

Book Your Travel On EMI | Click Here For Online EMI

Feel the thrill and excitement of travel! Plan your next trip to your dream destination! However, if you are concerned about your financial strain, don’t worry! zooFamily Travel Agents Community & its organizers Travelzoo Bangladesh Ltd., Airways Office, zooIT  (EMI-Supported Travel Agency in Bangladesh) has the solution to make your travel budget-friendly and ease your financial strain. Finance your entire trip in affordable monthly installments. Discover new places with your credit card easier than ever before!

zooFamily Travel Agents Community & its organizers Travelzoo Bangladesh Ltd., Airways Office, zooIT is giving you the opportunity to book air tickets on EMI. We are offering the cheapest flight tickets for worldwide destinations. Travelers can now enjoy up to 36 months of EMI facilities to book air tickets. The EMI facilities are available for a maximum amount of BDT 2,00,000/- and a minimum of BDT 3,000/-. Customers can pay the tour package and ticket price in 3 to 36 monthly installments with 0% to 20% interest rates.

Make Your Last-Minute Trips a Reality

Don’t let financing be the obstacle to making a long weekend with spontaneous holidays, or paying a surprise visit to loved ones. We have brought a monthly installment facility for all our services using your credit cards. The ways of payments for travel have now been convenient as we partnered with a bunch of Banks in Bangladesh. Our EMI partners are:

  • Eastern Bank Ltd. (EBL).
  • City Bank Ltd.
  • Dhaka Bank Ltd (DBL).
  • Dutch Bangla Bank Ltd. (DBBL)
  • NRBC Bank Ltd.
  • Mercantile Bank Ltd.
  • One Bank Ltd.
  • BRAC Bank Ltd.
  • United Commercial Bank Ltd (UCB).
  • Makka to Madinah transport.

As we are an EMI-supported travel agency in Bangladesh, find the detailed information about our EMI-supported banks below.

Eastern Bank (EBL) EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest Rate 3% 5% 6% 7% 10% 14% 20%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

City Bank EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 30 Months 36 Months
Interest Rate 3% 4.5% 5.5% 7% 10% 13% 15% 16%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Dutch Bangla Bank (DBBL) EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest Rate 3% 4% 6% 7% 12% 13%
Minimum Purchase Amount BDT 3000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Dhaka Bank (DBL) EMI Details

Interest Rate 2% 4% 6% 8% 12%
Installments 3 Months 6 Months 9 Months 12 Months 24 Months
Minimum Amount BDT 10000/-
Maximum Amount BDT 200000/-

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

NRBC Bank EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months
Interest Rate 2% 4% 6% 8%
Minimum Purchase Amount BDT 10000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Mercantile Bank EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months
Interest Rate 3% 5% 7% 9% 11% 13%
Minimum Purchase Amount BDT 10000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Trust Bank (TBL) EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest Rate 3% 5% 7% 9% 14% 18% 22%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Meghna Bank EMI Details

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months
Interest Rate 3% 5% 6% 7% 10% 12%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard, and 2.5% for Amex will be applicable on the total value of the service(s) or product(s) you purchase.

Standard Chartered Bank (SCB) EMI Details:

Tenor 3 Months 6 Months 9 Months 12 Months
Interest Rate 3% 5% 7.5% 10%
Minimum Purchase Amount BDT 3000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard will be applicable to the total value of the service(s) or product(s) you purchase.

Standard Bank (SB) EMI Details:

Tenor 3 Months 6 Months 9 Months 12 Months
Interest Rate 2% 3.5% 5.5% 7%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard will be applicable to the total value of the service(s) or product(s) you purchase.

NRB Bank EMI Details:

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest Rate 3% 4.5% 6% 8% 10% 13% 15%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

 

Note: A POS charge of 1.5% for VISA / Mastercard will be applicable to the total value of the service(s) or product(s) you purchase.

Other Bank & SSLCOMMERZ EMI Details: (Click Here For Online EMI)

Tenor 3 Months 6 Months 9 Months 12 Months 18 Months 24 Months 36 Months
Interest Rate 4% 5%

7%

9% 11% 14% 16%
Minimum Purchase Amount BDT 5000/-
Maximum Purchase Amount Depends on the purchaser’s credit card limit and financial profile.

Note: A POS charge of 1.5% to  2.5 % for VISA / Mastercard will be applicable to the total value of the service(s) or product(s) you purchase.

EMI Calculation

The calculation of EMI is very simple. Easily calculate your monthly EMI installments in the following process.

We assume that you are purchasing a service worth BDT 50000/- from us. You are looking for an EMI option with a 12-month tenor that charges a 7% of interest rate and a POS charge of 1.5% for your VISA card payments. The EMI calculation of your monthly installments will be:
{(Total Amount + Interest Rate) + POS Charges} / Total Months
= {(50000 + 7%) + 1.5%} / 12
= (53500 + 802) / 12
= 54302 / 12
= 4525
You have to pay BDT 4525/- per month installment for your total purchase and service value (54302), which means you have to pay an extra charge of BDT 4302/- in addition to your purchase value (50000).

How to Avail the EMI

You can avail of the EMI from our EMI-travel agency with 0% interest which means we don’t charge any amount from you to give the EMI facility. Only your credit card issuing bank will charge you any of the above-mentioned charges that apply to your purchase. You can take the facility if the total value of your purchase is equivalent to or above the minimum value required by your respective bank. To avail EMI for travel from us, you have to visit our office in person.

Terms and Conditions

You can avail EMI facility if you have a credit card from any of our EMI-supported banks only. The minimum and maximum purchase limits with EMI will be depending on your Bank’s EMI and credit card policy. You must strictly follow those policies during your EMI period. Your bank will charge you the first installment immediately after the billing of your purchase.

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